Welcome to BHPH Capital Consulting LLC

At BHPH Capital Consulting, we specialize in helping independent BHPH dealers unlock the capital they need when they need it. Whether you're facing short-term liquidity challenges or looking to build a smarter, more sustainable long-term balance sheet strategy, we bring real-world expertise, tailored financial solutions, and deep industry insight to help Buy Here Pay Here dealers stay liquid, grow faster, and plan smarter.

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Kip Cochran - Founder & CEO

With over 30 years of experience in subprime automotive finance and BHPH operations, I bring a deep understanding of dealer needs, capital structuring, and strategic growth planning tailored specifically for the BHPH industry.